Energy Efficient Loans

As a Lumbee River EMC member, you’re eligible to join ElecTel Cooperative Federal Credit Union.  This member benefit allows you to finance energy efficiency & sustainability home improvement projects at low interest rates.  You can join for as low as $1.  Once you join you have full access to all the credit union’s services. Take advantage of this great resource now!


Program features:

– Fixed rates as low as 4.9%

– Up to 100% financing of the purchase price (including taxes, installation cost, etc.)

– Flexible payment terms

– $35,000 maximum loan limits ($5,000 max for mobile homes)


Financing available for home improvements, including but not limited to:

– Efficient windows & doors

– Heating & Cooling Units (Heat Pumps, Gas Packs, Air Conditioners)

– Generators

– Solar Projects

– Water Heaters (electric, solar, gas)

– Insulation

– ENERGY STAR appliances

– Weatherizing


*Open to residential property owners of single-family homes, duplexes, mobile homes and owner-occupied condominiums


All banking interactions can take place online or over the phone

Membership Link:

Loan Application Link:


ElecTel Contact Information:



Main Office:    3400 Sumner Blvd., Raleigh, NC 27616

Mailing Address:   PO Box 27306, Raleigh, NC 27611

Phone: (919) 872-2395  or 1-800-849-5600

Fax: (919) 876-8018


*As a courtesy to our members, LREMC provides a list of contractors.  The contractors on the list offer a variety of services throughout our service territory.  They are private businesses and LREMC assumes no liability for their services.  LREMC verifies NC Licensed heating & air conditioning (HVAC) and plumbing contractors.  Members are not limited to this list.  However, LREMC highly recommends our members choose a contractor with general liability insurance coverage & NC License (Plumbing & HVAC).

Click Here for Contractor List