Our weatherization loan program is designed to provide low-interest loans to members who wish to improve the energy efficiency of their home.

To qualify for a loan, the property on which the improvements are to be made must be titled in your name and be receiving service from LREMC. You must have a good credit rating as determined by the cooperative. The structure on which the improvements are to be made must be at least five years old.  The proposed energy conservcation measures must meet reasonable installation, material and performance standards for installation in the existing structure and be cost-effective through the reduction of energy consumption.

Getting your loan is easy. Just fill out and submit a credit application to us. Once approved, you can have one of our approved contractors provide you an estimate. Once the work is complete, the loan is closed and the payment is then conveniently added to your power bill.

Loans of $2,000 or less will be secured as signature loan. Loans in excess of $2,000 will be secured by a deed of trust against the home and property.

We offer loans up to $10,000 for the purchase and installation of: thermal windows and doors, attic ventilation fans, water heaters, foundation vents, insulation and or mastic sealing of duct work, a heat pump, a gas pack, insulation of ceilings, walls, floors, storm doors and windows.*

Contact us for more information, or complete an application and send it to:

Lumbee River EMC
Attn: Misha Melvin
P.O. Box 830
Red Springs, NC 28377

 Click here for Contractor List

*Additional requirements and/or condtitions may apply.